Privacy Policy

Effective date: June 5, 2026

Opayi, operating at opayi.com (the â€œSiteâ€), is committed to protecting the privacy and security of your information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit the Site or engage with our services. By using the Site, you agree to the practices described herein.

Information we collect

We collect information in order to provide, personalize, and improve our services, communicate with you, and meet legal obligations. The categories below describe the data we may collect.

Personal data you provide: identifiable information such as your name, email address, company name, job title, phone number, and any other information you choose to provide when you contact us, register for an account, subscribe to updates, or submit inquiries.
Usage data: details about how you use the Site, including pages visited, time spent on pages, links clicked, and other actions you take on the Site.
Technical and device information: information about your device, browser, network connection, operating system, language preferences, unique device identifiers, and general location inferred from IP address.
Communications data: any messages you send to us or that we send to you in relation to customer support, billing, or other service-related communications.

How we collect information

Direct interactions: when you create an account, update your profile, subscribe to communications, fill out forms, request information, or contact us.
Automated collection: as you navigate the Site, we automatically collect usage and device data through cookies, log files, and other technologies.
From third parties: we may obtain information from vendors, analytics providers, and publicly available sources to enrich our records and improve our services.

Log files

We maintain log files to analyze trends, administer the Site, track usersâ€™ movements, and gather demographic information for aggregate use. Log files may include:

Internet protocol (IP) addresses
Browser type and language
Internet service provider (ISP)
Referring/exit pages
Platform type, date/time stamps, and clickstream data

We use this information to improve the Site, diagnose technical issues, enforce security, and ensure a reliable and efficient user experience.

Cookies

We and our partners use cookies and similar technologies to recognize you, tailor content and ads, provide social media features, and analyze site traffic. Cookies can be categorized as:

Essential cookies: required for basic site functions and security; often not opt-outable.
Performance and analytics cookies: help us understand how visitors use the Site and measure the effectiveness of our content.
Functional cookies: remember preferences and choices to enhance usability.
Advertising and targeting cookies: used to deliver relevant advertisements and assess ad performance.

You can manage cookies through your browser settings or by using opt-out mechanisms offered by third-party networks. Note that removing or blocking cookies may affect the Siteâ€™s functionality or your experience.

Third-party advertising

We may engage third-party advertising networks and platforms to display ads related to Opayi on our Site and across the web. These partners may use cookies, device identifiers, and related technologies to collect information about your visits to this Site and other sites in order to deliver and measure personalized advertising. We do not control the third partiesâ€™ use of such data, and their privacy practices are governed by their own policies. You may opt out of targeted advertising by following the opt-out procedures provided by the networks or by visiting industry opt-out resources. Changes in third-party networksâ€™ practices are outside our control, and we encourage you to review their policies periodically.

Childrenâ€™s privacy

Opayi does not knowingly collect personal information from children under the age of 13 (or the applicable minimum age in your jurisdiction). If we become aware that a child has provided us with personal data without verifiable parental consent, we will take steps to remove that information from our systems. If you believe we might have information about a child, please contact us so we can investigate and address it promptly.

Data security

We maintain reasonable administrative, technical, and physical safeguards designed to protect the security of your information from unauthorized access, disclosure, alteration, and destruction. While no system is completely secure, we continually assess and update our controls to mitigate risk and preserve data integrity.

Your rights and choices

Depending on your jurisdiction, you may have rights regarding your personal data, including:

Accessing or obtaining a copy of your data
Rectifying inaccurate or incomplete data
Requesting deletion of your data
Restricting or objecting to processing
Porting data to another service
Withdrawing consent where processing is based on consent

To exercise these rights, please contact us using the information in the â€œContact usâ€ section below. We will respond in accordance with applicable law and provide reasonable assistance to exercise your rights.

Data retention and transfers

We retain personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Where data transfer occurs across borders, we implement appropriate safeguards to protect your information, including standard contractual clauses and other legally recognized transfer mechanisms as applicable.

Data sharing and disclosures

We may disclose your information to:

Service providers and contractors who perform functions on our behalf
Affiliates and corporate restructuring scenarios
Legal authorities or as required by law to protect Opayi, its users, or the public
In connection with a sale, merger, or other transaction involving Opayi assets

We require our partners to handle data in a manner consistent with this Policy and applicable law.

Changes to this privacy policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When material changes occur, we will provide notice on the Site and through other appropriate channels. Your continued use of the Site after such changes constitutes your acceptance of the updated policy.

Questions, concerns, and contact information

If you have questions about this Privacy Policy or our data practices, please contact Opayiâ€™s Privacy Office at [email protected] or via our official contact page on opayi.com. We are committed to addressing inquiries promptly and transparently in accordance with applicable data protection laws.